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Monday, July 26, 2021

MICROSOFT – Tech Support Scams are Hanging On

Tech Support scams are one of the original scams of the 21st century. You probably have heard of them. That’s when you receive a phone call from a stranger or a recorded message telling you that they are from Microsoft, or some other high-tech company, and that they are calling you about a problem with your computer and for a fee they can help you fix it. Or while you are working on your computer, a pop up comes up on your screen, often dominating the whole screen, that tells you that you have an urgent problem in your computer and to call a number to fix the problem. Microsoft emphasizes on its web site that its “…error and warning messages never include phone numbers.”

This has been enough of a problem that Microsoft’s Digital Crimes Unit (DCU) tracks tech support scams and cooperates with governments to combat tech support scammers. As part of this effort, the DCU has been conducting worldwide surveys to learn more about this scam. It also takes complaints from consumers who report specific scam incidents. In a recent blog post, Microsoft summarized some of its most recent findings.

The DCU has noted a reduction of tech support complaints over the years from 13,000 complaints per month in past years to currently 6,500 complaints per month. The 2021 survey found that fewer people have been exposed to tech support scams than in its survey of 2018. People seem to be more skeptical when they receive a tech support scam call or pop up. But, if they stay on the line and engage with the callers, they are more likely to have lost money.

The survey found that 3 out of 5 consumers have encountered a tech support scam in the last year. 1 out of 6 was tricked into continuing the scam, often losing money in the process.

1 in 10 millennials and 1 in 10 Gen Zers fell for the scam and lost money.

Of those who continued with the scam, 30% had computer problems during the interaction, 23% found that their passwords were compromised, and 18% discovered fraudulent use of their credit/debit/store cards.

The survey found that those who lost money were more likely to engage in risky online activities and may overestimate their ability to use computers and the internet. Victims tend to be younger and male.

The scammers have evolved their tactics over the years from a simple cold call to employing sophisticated social engineering, professionally designed pop-ups to look like legitimate businesses, as well as email and search engine optimization technology.

Once they trick someone into engaging with them, the scammers can insert malware that can steal personal information from the victim’s hard drive plus charge them hundreds of dollars for a fake fix to a fake problem. Some of this malware may maintain access for the scammer even after they have disengaged from the victim.  

You can protect yourself from tech support scams,

·         Remember, Microsoft (or any other tech company for that matter) will not call, text, or email you to tell you that there is a problem with your computer. If you receive a call, text or email claiming to be from Microsoft about an urgent problem with your computer, ignore it.

·         Error message pop-ups from Microsoft operating systems or software will not have a phone number to call. Nor will the pop-up make noises, have bold colors to get your attention, or have text telling you to call the number to solve an “urgent” computer problem. Likewise, ignore pop-ups that want you to call a number to solve an urgent computer problem.

·         Be sure that you receive regular updates from Microsoft and other legitimate software vendors for programs in your computer.

·         Be sure that your anti-virus software is working and is receiving regular updates.

·         Download software only from official Microsoft partner websites or the Microsoft Store.

 

Microsoft wants to know about tech support scams. If you receive a phone call, text, email, or pop-up from someone claiming to be from Microsoft or another tech company about a problem with your computer report it to Microsoft at,

www.microsoft.com/reportascam

 

For more information about tech support scams, check out the following links,

 

Microsoft:

https://blogs.microsoft.com/on-the-issues/2021/07/21/tech-support-scams-adapt-2021-microsoft-study/

https://support.microsoft.com/en-us/windows/protect-yourself-from-tech-support-scams-2ebf91bd-f94c-2a8a-e541-f5c800d18435

 

 

Tuesday, July 20, 2021

JOB SCAMS – Traps to Finding a New Job

With local governments loosening COVID-19 restrictions, people are looking for jobs. But scammers advertise fake jobs in all of the same places that legitimate businesses advertise; ads, job sites, social media, newspapers, and TV/radio, only to take your money. And you are still left without a job.

Some ways scammers try to fool you into giving them your money and your personal information include:

Work from home job scams. How easy, make thousands of dollars from home. This appeal may seem to have more legitimacy in this time of more office workers working from home due to the pandemic. The work could be to reship things or sell a product to your friends. And the lure is making money while you have independence, it’s your own business, and you can set your own schedule.  

In a reshipping scam, you might see an ad for a quality control person or a virtual personal assistant. When you are hired, you find out that your job is to receive packages at home, discard the original packaging and receipts, repackage the products then reship the product to another address. Sometimes that address is overseas. The products are often high-priced goods that probably have been purchased using stolen credit cards. This isn’t a job; this is being part of a scam. You may be promised your first paycheck after a month of “work.” But the check never comes and when you try to contact the company, the phone has been disconnected or the web site is no longer active. If you gave them your personal information for “payroll,” you are a victim of identity theft.

In a reselling scam, you may get a call or see an ad offering to sell you luxury products at less than retail prices which you can sell to your friends and neighbors for full retail at a profit. After you pay for the products, they never arrive, or you receive a box of junk.

Nanny, caregiver, virtual assistant job scams. You may receive an email or see an ad by someone looking for a nanny, caregiver, or virtual assistant position. The ad or email may appear to be from an organization that you know such as your university. One trick scammers use is to send you a check after you have been “hired.” They will tell you to keep part of the check, then send the rest back or forward it to someone else under the guise of an accidental overpayment or some other guise. Eventually, your bank will find out that the check is no good and will charge you for the full amount of the check. Legitimate employers will not ask you to do this.

Mystery Shopper scams. Legitimate businesses may hire part time “mystery” or “secret” shoppers to find out what really goes on in their stores or restaurants. The mystery shopper pays for products or services themselves then is reimbursed. Scammers will offer mystery shopper positions, but may charge for certifications, directories of jobs, or job guarantees. They may also overpay you with a check, then ask you to return the overpaid amount after you deposit the check (see Nanny, caregiver, virtual assistant job scams).

Job placement service scams. Legitimate staffing agencies, temporary agencies, and headhunters provide a service to you, the prospective employee, and to the business that hires you. Typically, these agencies are reimbursed by the company that hires you. Scammers will lie/exaggerate what they will do for you, promote outdated or fake job openings, and charge fees for so call services.

Government and postal jobs scams. Scammers will offer to help you get a government or postal job, often with fees for the service or study materials to get a high score on the postal exam. Most of what the scammers have to offer is free, you do not need to pay for their “services.”

Ways you can avoid being scammed on your search for a job are,

·         Do an online search of the company or the person who is hiring you plus the words “scam,” “review,” or “complaint” and see what comes up.

·         Talk to someone you trust about the offer and find out what they think.

·         Don’t pay for the promise of a job. The Federal Trade Commission points out “Legitimate employers, including the federal government, will never ask you to pay to get a job. Anyone who does is a scammer.”

·         Never bank on a “cleared” check. Legitimate employers will not send you a check, then ask you to send part of it back. That is a fake check scam.

For more information about job scams and how to protect yourself from them, check out the following resources,

 

Washington State Attorney General’s Office:

https://www.atg.wa.gov/job-scams

 

Federal Trade Commission:

            Job Scams:

https://www.consumer.ftc.gov/articles/job-scams

https://www.consumer.ftc.gov/blog/2021/04/dont-let-job-scams-block-your-path-forward

 

            Mystery Shopper Scams:

https://www.consumer.ftc.gov/articles/mystery-shopping-scams

 

Fake Check Scams:

https://www.consumer.ftc.gov/articles/how-spot-avoid-and-report-fake-check-scams

 

 

 

 

Monday, July 19, 2021

COVID PANDEMIC – Drug Overdoses on the Rise

The latest issue of the Snohomish County Sheriff’s Office crime prevention newsletter has been published. In this issue, the newsletter talks about a rise in drug overdoses during the pandemic and explains the current illegal drugs currently on the market.

 

Snohomish County Sheriff’s Office:

https://www.snohomishcountywa.gov/ArchiveCenter/ViewFile/Item/6697

 

Saturday, July 17, 2021

TRUCK THEFT – Ford Super Duty Trucks are Vulnerable

The Puget Sound Auto Theft Task Force (PSATT), which serves King and Pierce counties, has issued an alert to all 1999-2007 Ford Super Duty Truck (F250-F550) owners that their trucks’ ignitions and door locks are especially susceptible to manipulation causing truck thieves to get access to the trucks in seconds and without keys.

The alert does not specify any techniques being used by the truck thieves. In an email, PSATT notes that the thieves are not using high tech techniques. This implies that the locks and ignitions of the Super Duty trucks are exceptionally easy to manipulate with traditional techniques such as shaved keys. The alert focuses on 1999 to 2007 models. Older vehicles do not have the more modern security measures, such as key fobs, that newer vehicles have.

Ford pickup trucks have been on the top 10 most stolen vehicle list compiled by the National Insurance Crime Bureau (NICB) for several years, along with Chevrolet and Dodge pickup trucks.

The reason so many Ford pickups are stolen, besides being exceptionally easy to steal, is that there is a lot of them on the streets. A stolen Ford pickup can be used to part out in addition to use as transportation to commit another crime.

PSATT recommends that owners of Super Duty trucks,

·         Lock the truck.

·         Remove all valuables from view.

·         Activate a vehicle alarm system.

In addition, PSATT recommends the following extra precautions,

·         Install a hidden GPS to track your truck if it is stolen.

·         Install a hidden kill switch so that the truck cannot be started even if the ignition is defeated.

 

 

 

 

 

Puget Sound Auto Theft Task Force:

https://www.facebook.com/pugetsoundautotheft/photos/a.105522928408595/124493909844830/?__cft__[0]=AZVlZTRjjuQnciipfREI-VHh9APVa8pp9XbqISaOmMs5Ech-pvBlxBieFP_wQcPxa0sxt0D_DB6y8D6aTQuTigY2rfC9umXT7gXWXOMl0W78CHOsYRhYwO9SqS0GLrkzItDkll7INwdzHLx_2X6r5XdH&__tn__=EH-R

 

National Insurance Crime Bureau:

https://www.nicb.org/HotWheels2019

 

Canadian Underwriter:

https://www.canadianunderwriter.ca/insurance/why-thieves-love-the-older-models-of-ford-pickup-trucks-1004171435/

 

 

Tuesday, July 13, 2021

CATALYTIC CONVERTERS – How to Prevent a Big Replacement Bill

Catalytic converter thefts have made the news over the past few months. Recently, Everett Police, with the help of a would-be theft victim and the Seattle Police Department, caught a converter theft suspect.

Thieves want catalytic converters for the rare metals. Stealing a catalytic converter is relatively easy and takes only a few seconds, and the thief can get a few hundred dollars. The problem is that it can cost up to $2,000 to $3,000 to replace the converter.

Catalytic converter thieves like to target vehicles that are easier to slide under such as Toyota Priuses, Ford pick up trucks, or Toyota 4 Runners.

Here are some suggestions on what you can do to prevent your vehicle’s catalytic converter from being stolen,

·         Park your vehicle in a locked garage. If you cannot, park it in a well-lit area with a security camera on your vehicle if possible.

·         Install an anti-theft device on your catalytic converter such as a “skid shield,” rebar cage, or stainless-steel cable.

·         Paint the catalytic converter with high-temperature fluorescent orange paint and engrave your vehicle’s VIN on it to allow easier recovery if it is found.

·         Install a tilt sensing vehicle alarm system.

·         When in a public parking area, if you see suspicious activity such as people working underneath a vehicle, call 911.

 

KING TV:

https://www.king5.com/article/news/crime/skid-shield-helps-thwart-attempted-catalytic-converter-theft-in-everett/281-9cb08df9-28d8-4800-bd2d-14f2ccc82b0f

 

Everett Police Department:

https://everettwa.gov/DocumentCenter/View/28641/Catalytic-Converters-Theft-Prevention-V2

 

Snohomish County Sheriff’s Office:

https://www.snohomishcountywa.gov/ArchiveCenter/ViewFile/Item/6644

 

Nerdwallet:

https://www.nerdwallet.com/article/loans/auto-loans/5-ways-to-foil-catalytic-converter-thieves