Skimmers are devices that are placed over ATM card slots or
credit card machines (such as at gas pumps) to collect credit card/debit card
account numbers and PIN numbers.
Brian Krebs, of Krebs on Security, recently posted an item
about thieves in Pennsylvania who were installing “overlay” skimmers on credit
card machines in Aldi grocery stores. The skimmers are devilishly clever in
that they fit over the credit card machine, as you can see in this picture:
While I have not seen any press reports of this specific
type of skimmer in western Washington, it does show how clever ID thieves can
be in collecting our personal information.
When you are using an ATM machine, take some time to inspect
it, looking for anything that looks unusual or loose. Look for any signs of tampering.
If you see anything suspicious, report it to an employee or to the company’s customer
service. Cover the key pad so that hidden mini-cameras or someone behind you
cannot see your PIN number.
Also, try to use your credit card not your debit card. Most
credit cards have built in protection in their terms of service against this
type of theft. Debit cards can allow a thief to whip out your bank account,
with little protection, if they can gain access.
Look at the video in the link to Krebs on Security to see
how stealthily and brazen the ID thieves installed the skimmer at a check
stand.
Krebs on Security:
South Snohomish County Crime Watch:
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