Equifax Breach. You probably have heard about the settlement between the Federal Trade Commission (FTC) and Equifax coming out of the September 2017 data breach at Equifax. Recently, the FTC announced that anyone wanting to make a claim should go to www.ftc.gov/Equifax. It also sent out a warning that that it has already seen scammers trying to divert you to their fake settlement web sites to steal your money. It encourages you to check that the web address that you are going to is www.ftc.gov/Equifax. It also pointed out that you do not have to pay to file a claim and anyone who calls you trying to get you to file a claim is probably a scammer.
In another press release, the FTC recommended that people affected by the Equifax breach sign up for free credit monitoring as part of the settlement. Since the announcement of the settlement, the FTC says there has been very high interest by the public to the point that individuals may not received the expected $125 per claim.
Federal Trade Commission:
https://www.consumer.ftc.gov/blog/2019/07/equifax-data-breach-beware-fake-settlement-websites
https://www.ftc.gov/news-events/press-releases/2019/07/ftc-encourages-consumers-opt-free-credit-monitoring-part-equifax
https://www.ftc.gov/enforcement/cases-proceedings/refunds/equifax-data-breach-settlement
Capital One Breach. You no doubt have heard about the Capital One breach that has affected 106 American and Canadian consumers. The Identity Theft Resource Center (ITRC) recommends that you take proactive action to prevent becoming victimized by identity thieves. It recommends that you freeze your credit and keep checking your financial statements regularly. Also, be aware of scammers. They frequently take advantage of big news items like breaches to offer supposed help. All they want is to take your money or your personal information. While Capital One says that it will be notifying accounts that have been affected, it will not be doing notifications by phone. Finally, document your steps in pursuing your claim. This will help you with your claim.
Identity Theft Resource Center:
https://www.idtheftcenter.org/capital-one-data-breach-what-to-do-if-youre-impacted/#utm_source=web&utm_medium=social&utm_campaign=07302019_CapitalOneBreach
The Seattle Times:
https://www.seattletimes.com/nation-world/how-to-protect-yourself-after-the-capital-one-data-breach/
Better Business Bureau:
https://www.bbb.org/databreach/
Federal Trade Commission:
https://www.consumer.ftc.gov/blog/2019/07/capital-one-data-breach-time-check-your-credit-report
Krebs on Security:
https://krebsonsecurity.com/2019/07/capital-one-data-theft-impacts-106m-people/
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